Privacy & Security Notice
This notice details the privacy and security practices of California Contractors Insurance Services (“CCIS”) and our website - www.ccisbonds.com. Protecting the privacy of your personal information is very important to us. Whether you are a current, former, or potential customer, we treat your personal information with the same high level of confidentiality and security. We will not sell your personal information and will only share your personal information as necessary to provide the products and services you have requested or to notify you of our other products or services. We do not share your information with third parties for marketing the products or services of other companies unless we have your prior permission to do so.
Use And Disclosure of Your Information
We gather information about you that may be used to process and service your surety bond and/or insurance policy and offer you additional products and services that we think may be of interest to you, and as permitted or directed by you. Some of the information we collect may be nonpublic, personal information (information not available to the general public) that is provided by you, that we gather from transactions and communications with you, through services performed for you, that we obtain from third parties, or that we obtain through other means, all as permitted by law.
Information Collected From You
This includes information you provide us when you apply for our products or request services, either on the Internet, by phone, or through other means. It may include information such as your name, address, residence information, telephone number, email address, surety bond or insurance application information, social security number, gender, educational background, date of birth, marital status, credit card number(s), bank account number(s), and ccisbonds.com web pages visited. It also includes information from your communications with us such as letters, telephone calls, and emails.
Information We Collect From Third Parties
This includes information we collect from support organizations, such as consumer reporting agencies, regulatory agencies and other third parties. It includes information such as consumer credit information, information from regulatory agencies, including but not limited to license information, and demographic information. Information obtained from support organizations may be retained by such organizations and disclosed to other persons as permitted by law.
Information About Your Transactions
This includes information about your transactions with us and others, including our affiliates. It includes information such as your transaction history, coverage levels, claims history, and billing information.
Information We Disclose
The above-described types of personal and other types of information about our current, former, or potential customers, may be disclosed, but only as permitted or required by law, or as permitted or directed by the customer or consumer. We may disclose such information to affiliated and nonaffiliated insurance agencies, insurance companies, surety companies, reinsurance companies, and support organizations, such as consumer reporting agencies and government entities. We may also disclose information to nonaffiliated third parties that perform services or functions on our behalf including the marketing of our products or services. Further, we may also disclose information as necessary to effect, administer or enforce a transaction that you request or authorize. The following are examples of situations in which we may disclose information: We may provide your information to others whom we determine need such information to perform professional functions for us. These may include parties helping us with administrative services and consumer reporting agencies. We may supply information as required by search warrant, subpoena, or legal process, with state insurance departments, or other law enforcement or government authorities when required by law, or to protect our own legal interests in the event of suspected illegal or fraudulent activities. All of the nonaffiliated entities with which we may share your information are required to keep the information confidential and use it only for the purposes for which it was shared, except as otherwise permitted by law.
As a CCIS customer, we will contact you regarding your surety bond or insurance policy and our products and services, such as billing notices, confirmations of changes, changes to our products, and other product specific communications. You may not unsubscribe from communications that relate to your primary usage of our service and products; and you agree to receive these if you make a purchase.
Confidential and Secure Environment
We are strongly committed to protecting the confidentiality and security of your information against unauthorized access and disclosure. We use encryption technology to protect your information and only allow access to those with a “need to know” such information to serve you.