CCIS Blog

Most states require employers with employees to carry Workers’ Compensation to respond to on-the-job injuries and illnesses. To get on a project, contractors typically have to show proof of Workers’ Compensation insurance. But what happens if you’re self-employed but still need to demonstrate that Workers’ Comp is in place? That’s where a Ghost policy comes into play. Let’s look at how each policy works. Inside Workers’ Compensation Insurance for C Continue Reading...

No matter how great a job you do on a project, it’s hard to bat a 1000. Some clients are challenging and never pleased. In some cases, things go wrong, and no matter what you do to right the ship, the client can’t get past what happened and voices dissatisfaction with a bad review. Here are some tips on how to address a bad review. The most important thing is not to ignore it.  Take a Minute Before You Respond No one likes reading negative reviews. You put in a lot of Continue Reading...

The construction industry is highly competitive, with potential clients searching online for the right contractor for the project they need to be done. One way to boost your visibility online and generate leads is with a Google Business Profile. Whether you're a general contractor, electrician, roofer, carpenter, or landscaper, optimizing your Google Business Profile can help you attract more local customers and establish trust with potential clients searching for services like yours. Continue Reading...

Too often, there is confusion about why a contractor needs Tools & Equipment insurance and how it works. Some contractors think they already have coverage. The following is an overview to clarify several common misconceptions. My General Liability policy covers damage or loss to my tools and equipment. Not true. General Liability insurance is designed to cover third-party bodily injury and property damage claims—not damage to your property. If your tools are stolen from your Continue Reading...

One of the most important aspects of any project is the construction contract. It defines the parties involved, the work to be performed, how and when the work will be done, what materials will be used, and how much the project will cost, among many other things. A well-written construction contract protects both you and your client by setting clear expectations. Following is typically what you will find in a standard agreement, along with tips to help safeguard your business: Client an Continue Reading...