CCIS Blog

Too often, there is confusion about why a contractor needs Tools & Equipment insurance and how it works. Some contractors think they already have coverage. The following is an overview to clarify several common misconceptions. My General Liability policy covers damage or loss to my tools and equipment. Not true. General Liability insurance is designed to cover third-party bodily injury and property damage claims—not damage to your property. If your tools are stolen from your Continue Reading...

One of the most important aspects of any project is the construction contract. It defines the parties involved, the work to be performed, how and when the work will be done, what materials will be used, and how much the project will cost, among many other things. A well-written construction contract protects both you and your client by setting clear expectations. Following is typically what you will find in a standard agreement, along with tips to help safeguard your business: Client an Continue Reading...

California Contractor Insurance Services (CCIS), founded in 1968, has long been a reliable partner for contractors with its comprehensive portfolio of surety and insurance options. Over the years, it has developed a stellar reputation for its best-in-class expertise, service, and dependability. The company is now entering an era of expansion with the rebranding of California Contractor Insurance Services to CCIS as it extends its offerings and services to contractors in Arizona, Nevada, Orego Continue Reading...

Many different types of contractors perform various jobs – from roofing to landscaping, carpentry, electrical work, drywalling, plumbing, excavation, and many others. You have general contractors who manage a project as well as staff and specialty contractors who work as subcontractors. Projects vary by size, with some simple jobs and others very complex. Some contractors have employees with a sizeable payroll, while others may have a few workers. With these variations come different liabi Continue Reading...

California’s construction market remains one of the most active and resilient in the country, presenting a wide range of opportunities even in light of several industry challenges. From wildfire rebuilding efforts to government initiatives, the demand for construction services remain strong in the Golden State. Rebuilding Post-Wildfires Rebuilding efforts following California’s devastating wildfires continue to drive construction projects, particularly in hard-hit areas su Continue Reading...