CCIS Blog

You read about mega liability verdicts and settlements but aren’t too concerned, thinking you have a small or mid-size construction operation or artisan business. The big payouts are against large companies with deep pockets. But while $10 million–plus verdicts may grab headlines, more and more smaller contractors are facing settlements and verdicts that exceed $1 million or more, often from a single claim. Without the proper insurance program in place, you can end up paying out of p Continue Reading...

Embarking on a career in the HVAC industry in Nevada begins with understanding the process to obtain your HVAC license. This roadmap provides detailed guidance and resources to help you navigate the licensing journey, from eligibility criteria to application procedures. You'll find official information from the Nevada State Contractors Board (NSCB) to understand the specific requirements for HVAC, refrigeration, and air conditioning contractor licenses. Whether you're starting fresh or e Continue Reading...

Securing an HVAC license in Oregon is a crucial step for entering the state's thriving heating, ventilation, and air conditioning industry. This guide covers what you need to know about obtaining your Oregon HVAC license, from understanding the specific requirements and application process to exploring the different types of licenses available. You'll find valuable resources on training programs and educational paths to help you build a successful career. Whether you're just starting Continue Reading...

Securing an HVAC license in California is a vital step for anyone looking to work legally and successfully in the state’s heating, ventilation, and air conditioning industry. This step-by-step guide provides a comprehensive overview of the licensing requirements, including the necessary qualifications, exams, and prerequisites. We can assist in determining bond requirements, help you understand typical bonding needs, and provide compliant bonds based on Contractors State License Board (CSL Continue Reading...

Construction theft results in an estimated annual loss of $1 billion in equipment and tools, according to the most recent stats by the National Equipment Register (NER). About 1,000 pieces of equipment are stolen per month, with a recovery rate of less than 25%. Power tools, hand tools, and heavy machinery (skid steers, backhoes) are among the most commonly stolen equipment and tools. Implementing best practices to mitigate losses and having the right insurance program in place are critical Continue Reading...