CCIS Blog

Whether you’re new to the construction industry and applying for a license or renewing your license, be sure you know the Golden State’s bonding requirements. A Surety bond ensures that contractors operate in compliance with the laws and regulations of the state, protects clients against financial damages due to improper or incomplete work, and ensures that subcontractors and suppliers are paid. The California State License Board’s (CSLB) Statewide Investigative Fraud Team (SWI Continue Reading...

Managing bond costs and insurance premiums can be challenging for contractors. At CCIS, we can accommodate our clients’ varying financial needs. We offer a range of payment options designed to provide flexibility and ease without compromising protection. Payment plans are available for bonds exceeding certain cost thresholds, typically starting at $300. The structure of payment plans depends on factors such as the total premium amount and the client’s payment history. For example, Continue Reading...

California requires businesses, including licensed contractors, to carry Workers’ Compensation insurance. Even if you’re a sole proprietor with no workers, your clients may ask to see proof of insurance. With CCIS, you can meet state requirements and land more jobs. Following is an overview of our Ghost policy and Workers’ Comp solution for paper general contractors (GCs): What is a Ghost Policy? A Ghost Policy is a special type of Workers’ Compensation insuran Continue Reading...

At CCIS, we specialize in providing a comprehensive range of bonds and insurance products tailored to meet the unique needs of contractors in California. Following is an overview of what we offer to help meet your licensing and other bond requirements and protect your construction business from potential losses. Surety Bonds Contractor License Bonds: In California, contractors must secure a $25,000 Contractor License Bond as a prerequisite for obtaining or maintaining a valid licen Continue Reading...

As we approach year-end, we look at what lies ahead in the construction industry. The following are several trends the industry is discussing. Virtual Design and Visualization, BIM Technology is at the forefront of the industry, which is increasingly adopting everything from virtual design and visualization to building information modeling (BIM). Virtual design and visualization involve using virtual environments to engineer and visualize the construction of structures before they&rsq Continue Reading...