CCIS Blog

More consumers are using mobile phones to make payments. According to estimates provided by Bank of America, 4.4 billion consumers globally will use digital wallets by 2025, compared to just 2.6 billion in 2020. Digital payments are electronic transactions that do not require exchanging cash. They are made primarily using digital devices (phones, iPads, computers) and the internet. The digital payment ecosystem relies on several intermediaries working together to achieve a smooth transaction. Continue Reading...

Whether you’re beginning your construction career or are a seasoned pro, there are many reasons you should join a construction trade association if you haven’t already. Although you may think you’re too busy to add to your schedule, being an association member offers many benefits. Education and Knowledge: Associations offer online courses, seminars, and education materials to help you keep up to date on industry trends, regulatory issues, changing building codes, and advanc Continue Reading...

California introduced several new laws for 2024 that impact the construction industry. The following is a recap of some of these laws you should be aware of. Increase in Minimum Wage Effective January 1, 2024, California’s minimum wage increased to $16 per hour from $15.50 for all employers. The increased minimum hourly wage also affects salaried employees. Generally, salaried exempt employees must be paid twice what they would have earned as an hourly full-time employee.  Continue Reading...

It’s a big deal for most people to undergo home or office renovations or remodeling. It can be costly, a lot of time is involved, and there are concerns over the quality of work. Also, if a prospective client will be in his or her home or office during construction, there will be many disruptions, with contractors walking in and out of the space. Clients need to trust their contractors. That’s why most people ask, “Do you know a good contractor?” “Are you happy wi Continue Reading...

California law requires businesses to provide Workers’ Compensation insurance to their employees, even if only one employee exists. If a worker gets injured or sick because of work, Workers’ Compensation provides medical care, temporary and permanent disability, and death benefits. Employers who fail to purchase Workers’ Compensation insurance violate the California Labor Code. According to the California Insurance Department, the California Labor Code “makes it a misd Continue Reading...