Contractors performing residential work in Oregon are required to carry a bond as part of the state's licensing process. These Oregon residential contractor bonds are a key part of protecting consumers and ensuring contractors meet financial and legal responsibilities on the job. 

Whether you're building homes from the ground up or handling repairs and remodels, you'll need a valid residential contractor license bond in Oregon to stay in good standing with the Construction Contractors Board (CCB). CCIS makes the bonding process simple, so you can get to work without unnecessary delays.

Residential Contractor Bond Application

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Residential General Contractor (RGC) Bonds

RGCs can work on residential new builds such as single-family homes, duplexes, townhouses, and multi-family residences up to a specific size and remodeling and renovation projects, including home additions, interior and exterior upgrades, structural alterations, and repairs and maintenance. 

They can also hire and manage subcontractors to perform specialized work like electrical, plumbing, HVAC, and other trades requiring specific licenses. Additionally, RGCs can perform or oversee site preparation work, such as excavation, foundation work, and grading that is related to residential construction.

The amount for this Oregon residential license bond is $25,000.

Residential Specialty Contractor (RSC)

RSCs are explicitly hired for individual tasks (one or two unrelated building trades) rather than to oversee a broader range of residential or small commercial project construction activities.

Trades include electrical, plumbing, HVAC, roofing, framing, siding, flooring, painting, etc. RSCs can also work on a single property with three or more unrelated building trades if the labor and material contract costs $2,500 or less.

The amount for this Oregon contractor bond for residential construction is $20,000.

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Residential Limited Contractor (RLC)

LCs are generally allowed to work on residential structures, such as single-family homes, duplexes, and small apartment buildings, but their projects are limited in size, complexity, and dollar value. If the gross construction business volumes surpass $40,000 in a given year, Oregon law requires contractors to immediately notify the CCB. They must change their endorsement and increase their bond and insurance coverage, if required.

The amount for these Oregon residential contractor bonds is $15,000.

Residential Developer (RD)

A residential developer license allows individuals or businesses to develop residential property, primarily focusing on creating residential units like single-family homes, townhouses, and small apartment buildings. RDs must meet the following requirements:

  • Own or have a financial stake in the properties for which building work is arranged
  • Contract the construction work or the improvement of residential or small commercial real property in order to sell the property
  • Work with one or more licensed general contractors who have sole responsibility for overseeing all phases of construction activity on the property
  • Do not perform any construction work on the property

The bond amount in this case is $25,000.

Why Oregon Contractors Choose CCIS

When it comes to navigating Oregon's bonding requirements, contractors count on CCIS for speed, reliability, and deep industry knowledge. We've been helping builders, remodelers, developers, and tradespeople secure their Oregon residential contractor bonds for years with a process that's as straightforward as it is fast.

We work with trusted surety providers to offer competitive pricing, even for contractors with credit challenges. Whether you need a bond for a general license or a specialty classification, we make sure your paperwork is in order and your bond is issued promptly. From the moment you request a quote to the time your bond is filed, you'll have a team behind you that knows exactly what it takes to stay compliant and keep your business moving forward.

How to Get Your Oregon Contractor Bond with CCIS

Securing your Oregon residential contractor bond doesn't have to be complicated. At CCIS, we've simplified the process so you can get bonded quickly and focus on your business.

Here's how you do it:

  1. Request a Free Quote – Start by filling out a brief form or giving us a call. We'll provide a personalized quote based on your license type and business structure.
  2. Complete a Quick Application – Our application is straightforward and designed to get you bonded with minimal paperwork.
  3. Get Your Bond Fast – Once approved, we'll issue your residential contractor license bond in Oregon and provide everything you need to submit to the CCB.

Whether you need a new bond or a renewal, CCIS offers fast turnaround and personalized support for every Oregon contractor bond for residential construction

Find the Oregon Residential Contractor Bonds You Want

CCIS makes it easy to get the Oregon residential contractor bond you need to stay compliant and keep building. With decades of experience, fast approvals, and competitive rates, we're the trusted partner for contractors across the state. Request your free quote today and get bonded without the stress.

Frequently Asked Questions

Understanding the details of Oregon residential contractor bonds can help you stay compliant and avoid delays. Below are answers to a few additional questions contractors often ask during the bonding process.

Can I upgrade my bond if I change my license type?

Yes. If you switch from, for example, a limited license to a general or specialty classification, you'll need to change your bond amount accordingly. CCIS can help you update your bond to match your new license requirements.

What happens if my Oregon residential license bond is canceled or expires?

If your bond lapses, the CCB may suspend your license until coverage is reinstated. This could put your projects on hold and result in penalties, so timely renewal is essential.

Is my Oregon contractor bond for residential construction transferable to another state?

No. Contractor bonds are issued to meet specific requirements set by the state of Oregon and cannot be transferred across state lines. If you're working in multiple states, you'll need separate bonds for each jurisdiction.

Do I need a new bond if I change my business name or structure?

Yes. Changes to your business entity, like switching from a sole proprietorship to an LLC, usually require a new bond to reflect the updated information. CCIS can walk you through the process to ensure your bond stays valid and accepted by the CCB.