CCIS Blog

General Liability insurance is a foundational form of business protection that covers common risks, such as bodily injury, property damage, and personal injury claims, that can arise during a business’s daily operations. Designed for businesses of all sizes, this policy acts as a safety net against lawsuits and financial losses. In this article, we’ll explain what General Liability insurance is and why it’s essential for businesses.  Types of General Liability Ins Continue Reading...

Securing an Arizona Contractor License Bond is a crucial step for any professional looking to operate legally and confidently in the state’s construction industry. Our complete guide will walk you through everything you need to know about Arizona Contractor License Bond requirements, from understanding why the bond is necessary to a breakdown of current guidelines and eligibility criteria. Whether you’re a new contractor applying for your first license or an experienced profession Continue Reading...

Obtaining a California Contractor License Bond is a vital step for anyone looking to operate a construction business legally and confidently in the state. This guide will walk you through everything you need to know about California Contractor License Bonds, from understanding the specific requirements set by the Contractors State License Board (CSLB) to the legal obligations these bonds fulfill. Whether you’re applying for your first contractor license or renewing an existing one, you& Continue Reading...

California updated its Workers’ Compensation insurance requirements for all contractors a few years ago with Senate Bill 216, with a deadline of January 1, 2026. The deadline was later extended to January 1, 2028, under Senate Bill 1455. In this guide, we will explain both bills, discuss the impact on California contractors regarding Workers’ Compensation and licensing, highlight the importance of carrying Workers’ Comp, explain how to obtain the right coverage, including a Gho Continue Reading...

If you’re a contractor, small business owner, or trades professional, having a certificate of insurance (COI) on hand is often essential for landing new clients, securing permits, or working with subcontractors. But how do you get a certificate of insurance, and what’s involved in the process? We’ll walk you through the step-by-step process of obtaining a COI, including what information or documents you’ll need to provide, how quickly you can expect to receive your certif Continue Reading...