Arizona Contractor Bonds and Insurance

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Arizona Contractor Bonds for the Grand Canyon State

Contractors in Arizona must secure and post a Contractor License Bond to work. Arizona contractor bonds serve as a financial guarantee that a contractor will operate its business in compliance with local laws and regulations. If the contractor violates any licensing laws, performs faulty work, or fails to meet contractual obligations, the bond provides protection to the public, ensuring there is financial recourse for affected parties.

The Arizona Registrar of Contractors (AZ ROC) regulates the state's contractors and ensures that bonds are properly in place. Arizona determines the bond limit based on the type of Contractors License and total annual revenue.

CCIS is a licensed construction bond and insurance agency, providing all types of Arizona contractor bonds and Workers' Compensation and General Liability insurance in Arizona.

Supporting Your Business With Arizona Construction Bonds

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CCIS understands the needs of contractors and is well-versed in AZ ROC's bond requirements to ensure licensing compliance. With CCIS, you get fast, simple, affordable Contractor License Bonds in Arizona. We have relationships with top-tier surety companies to get you the bond you need. Industry leaders depend on us for bonds and insurance for Arizona contractors. We also provide Arizona contractor insurance for general liability and workers' compensation.
Residential License Bonds

Residential License Bonds

Contractors constructing or repairing any residential property must purchase a Residential General Contractor Bond or Specialty Contractor Bond.
Commercial License Bonds

Commercial License Bonds

Contractors who construct, alter, and repair any commercial property or supervise subcontractors performing work on a property must purchase a Commercial General Contractor Bond or Commercial Specialty Contractor Bond.
Dual License Bonds

Dual License Bonds

Contractors who obtain a Dual Contractor license can engage in both commercial and residential contract work for their license type (general, specialty, and engineering)
Taxpayer Contractor Bonds

Taxpayer Contractor Bonds

New contractors, out-of-state contractors without a principal business location in Arizona, certain prime contractors who have construction contracts valued at $50,000, dealers of manufactured homes, and those contractors who have been delinquent in paying Arizona taxes.
Contract Bonds: Bid, Performance & Payment

Contract Bonds: Bid, Performance & Payment

Guarantee that contractors will carry out the terms of the contract and furnish the necessary Payment and Performance bonds.
Permit Bonds

Permit Bonds

Required by a local municipality or state agency as a condition of getting a construction permit.
Subdivision or Site Improvement Bond

Subdivision or Site Improvement Bond

Developers must purchase a bond guaranteeing they will finish the required improvements (roads, utilities, etc.) within a set term, in compliance with the governing entity's requirements.
Commercial Miscellaneous Bonds

Commercial Miscellaneous Bonds

Any private or public bond that cannot be simply categorized into the other bond types.
General Liability Insurance

General Liability Insurance

Coverage designed to protect contractors in the event of third-party bodily injury and property damage claims.
Workers' Compensation Insurance

Workers' Compensation Insurance

Provides coverage for medical expenses and lost wages for construction employees injured on the job, as required by state law. It protects contractors from lawsuits while ensuring workers receive benefits for workplace-related injuries or illnesses.

Arizona Contractor License Classifications

The Arizona Registrar of Contractors (ROC) issues licenses based on the type of work you perform. The ROC offers four main classifications:

Residential General Contractors

Applies to contractors who oversee and manage the construction, remodeling, or repair of residential properties, ensuring compliance with Arizona laws and protecting homeowners.

Residential Specialty Contractors

Applies to contractors specializing in specific trades or services (electrical, plumbing, roofing) within residential projects, ensuring they perform their work according to industry standards and legal requirements.

Commercial General Contractors

(Includes General Engineering Contractors) For contractors who manage and oversee large-scale commercial construction projects, including infrastructure and engineering works, guaranteeing adherence to contracts and legal obligations.

Commercial Specialty Contractors

For contractors specializing in specific trades or services (HVAC, masonry, painting) within commercial construction, ensuring compliance with Arizona regulations and protecting clients from potential damages.

Download our How-to Guide on how to become a Licensed Contractor in Arizona

Arizona Contractor License Guide
Arizona Contractor Bonds for Businesses Across the State

Arizona Contractor Bonds for Businesses Across the State

CCIS provides Arizona contractor bonds and insurance from Apache Junction to Yuma. Contractors rely on us for fast, seamless service.

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Frequently Asked Questions About Arizona Contractor Bonds

Navigating the requirements for Arizona contractor bonds can be complex. Below are some common questions to help clarify the process and ensure compliance with state regulations.

What is the difference between a contractor license bond and a contract bond in Arizona?

A contractor license bond is a state-mandated requirement that ensures a contractor adheres to licensing laws and regulations. In contrast, a contract bond (such as a performance or payment bond) is project-specific and guarantees the fulfillment of contractual obligations on a particular job.

Are out-of-state contractors required to post a bond in Arizona?

Yes, out-of-state contractors working in Arizona are subject to the bonding requirements set by AZ ROC.

Can I use a cash deposit instead of a surety bond for my contractor license?

Yes, Arizona allows contractors to fulfill bonding requirements by submitting a cash deposit or a certificate of deposit instead of a surety bond. However, this option requires careful consideration, as the funds will be held by the state and may not be readily accessible.

Arizona Contractor Bonds When You Need Them

At CCIS, we work with you to ensure you get the Arizona contractor bonds and insurance you need when you need them. Known for our prompt, professional service, we streamline the process to minimize delays. You can count on us for bonds and insurance for Arizona contractors.
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