Contractors Bonds & General Liability Insurance - CCIS Bonds

Oregon Contractor Bonds and Insurance

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Oregon Contractor Bonds for the Silver State

All commercial and residential contractors must obtain a Contractors License Bond in Oregon except for a small subset of handyman labor. The Oregon Construction Contractors Board (CCB) issues each license to only one business.

In addition to a Surety bond, contractors must obtain General Liability insurance in Oregon. You will also have to purchase Workers' Compensation insurance if you have employees.

CCIS is a licensed construction bond and insurance agency, providing Oregon contractor bonds and General Liability and Workers' Compensation insurance.

Your Partner for Oregon Contractor Bonds and Insurance

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Oregon contractors face enough challenges - getting bonded and insured shouldn't be one of them. CCIS makes the process smooth and stress-free, helping you secure the right bonds and coverage to keep your projects moving. We're here to support your business every step of the way with Oregon contractor insurance and bonds.
Commercial Contractor Bonds

Commercial Contractor Bonds

These bonds are required for contractors working on commercial projects to ensure compliance with regulations and protect against financial risk.
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Residential Contractor Bonds

Residential Contractor Bonds

These bonds provide financial protection and compliance assurance for contractors involved in residential construction and remodeling projects.
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Restricted Residential Bonds

Restricted Residential Bonds

These bonds are for contractors offering specialized residential services, such as locksmithing, home inspections, and restoration work.
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Contract Bonds: Bid, Performance & Payment

Contract Bonds: Bid, Performance & Payment

These bonds guarantee that a contractor will carry out the terms of the contract and furnish the necessary Payment and Performance bonds.
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Permit Bonds

Permit Bonds

A local municipality or state agency requires these bonds as a condition of obtaining a construction permit.
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Subdivision or Site Improvement Bond

Subdivision or Site Improvement Bond

Government entities require developers purchase a bond guaranteeing they will finish the required improvements (roads, utilities, etc.) within a set term, in compliance with the governing body's standards.
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Commercial Miscellaneous Bonds

Commercial Miscellaneous Bonds

These bonds are broadly described as any private or public bond that cannot be simply classified into the other types of bonds.
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General Liability Insurance

General Liability Insurance

Protect your construction business against third-party property damage and bodily injury losses.
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Workers' Compensation Insurance

Workers' Compensation Insurance

Protect employees who are injured on the job with coverage for medical expenses and lost wages up to a certain amount.
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Oregon Contractor License Classifications

According to the Oregon Construction Contractors Board (CCB), anyone performing any type of construction activity should have a contractor's license. The scope of the job may include operations such as roofing, painting, siding, carpentry, flooring, and heating, among others. In addition, if the project requires plumbing, air conditioning, electrical work, or other comparable tasks, you need to apply for a license.

Residential Structure and Endorsements

Residential endorsements will enable contractors to work on smaller-scale projects. This includes single-family homes, apartment complexes, or condos with four or less levels, as well as individual units in a high-rise building. There are four residential endorsement classifications for contractors in Oregon.

Commercial Structure and Endorsements

This applies to contractors who want to work on non-residential, commercial structures of any size. They may build or renovate massive commercial properties. For example, parking garages, fast food restaurants, hospitals, and shopping malls. Five commercial endorsements have been made based on experience and scope of work.

Speciality License

Specialties that have different certification or licensing processes and requirements in Oregon include home inspector, locksmith certification, and restoration work.

Download our How-to Guide on how to become a Licensed Contractor in Oregon

Oregon Contractor License Guide
Oregon Contractor Bonds Across the State

Oregon Contractor Bonds Across the State

Businesses trust CCIS for their Oregon contractor bonds and insurance from Adair Village to Yoncalla. Our prompt, professional service makes it easier to get bonds and insurance for Oregon contractors.

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Frequently Asked Questions About Oregon Contractor Bonds

Understanding Oregon’s bonding rules can be confusing, especially with different requirements for residential and commercial work. These FAQs clear up common questions to help you stay informed and compliant.

Can I post cash or another form of security instead of a surety bond in Oregon?

No, Oregon requires a surety bond to meet licensing requirements. Unlike some states, alternatives like cash deposits or letters of credit are not accepted in place of a contractor bond.

Does an Oregon contractor bond cover claims from subcontractors or suppliers?

No, a contractor license bond in Oregon protects consumers by ensuring compliance with state regulations. To cover subcontractors or suppliers, you would need separate payment bonds or insurance policies.

What happens if my Oregon contractor bond is canceled or not renewed?

If your bond lapses, the CCB can suspend or revoke your contractor license until a new bond is filed. Maintaining active bond coverage is essential to avoid penalties and business disruptions.

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Hassle-Free Oregon Contractor Bonds to Keep You Building

Staying licensed shouldn't be complicated. CCIS handles the heavy lifting, making it easy for businesses to get the Oregon contractor bonds they need without delays or inflated costs. With a focus on fast service, honest pricing, and practical solutions, we help you stay compliant and focused on your projects-not paperwork.
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