Contractors Bonds & General Liability Insurance - CCIS Bonds
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Washington Contractor License Bond

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Contractor Bonds in Washington State

Contractor bonds in the Evergreen State are a legal requirement. Contractors must register with the Department of Labor and Industries (L&I). This regulating agency ensures that contractors are licensed and meet the highest level of professionalism, safety, and ethical behavior. State law mandates that construction contractors be bonded and insured to safeguard the public.

CCIS can provide the bond you need for your specific contractor license. We work with top-tier surety insurers and will get you a quote the same day.

We can also provide you with a General Liability insurance quote to fulfill your licensing requirements. If you have employees, you must also get Workers' Compensation coverage through the State Fund or self-insure, if eligible.

Supporting Your Business With Washington Contractor Bonding and Insurance

Same-Day Quotes Available
CCIS supports contractors by providing straightforward, cost-effective bonding and insurance that meet Washington State Department of Labor & Industries (L&I) standards. We work with leading surety carriers to help you secure the right bond quickly and efficiently. Contractors across Washington trust CCIS for their bonding and insurance needs, including general liability and workers' compensation coverage tailored to the state's requirements.
General Contractor Bonds

General Contractor Bonds

Construction contractors working in Washington State must hold a valid license to do business on residential or commercial projects.
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Specialty Contractor Bonds

Specialty Contractor Bonds

This bond is for any persons who specialize in two or fewer unrelated building trades for any size residential or small commercial contract.
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Plumbing Contractor Bonds

Plumbing Contractor Bonds

Contractors must be licensed to advertise, submit a bid, and perform plumbing work.
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Electrical Contractor Bonds

Electrical Contractor Bonds

As part of the licensing process, electricians and telecommunication contractors in Washington State need to post an Electrical Contractors Bond.
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Contract Bonds: Bid, Performance & Payment

Contract Bonds: Bid, Performance & Payment

These bonds ensure that a contractor fulfills the terms of their contract and provides the required Payment and Performance bonds as necessary.
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Permit Bonds

Permit Bonds

These bonds are required by local municipalities or state agencies as a condition for obtaining construction permits.
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Subdivision or Site Improvement Bond

Subdivision or Site Improvement Bond

Developers are required by government entities to secure these bonds, guaranteeing the completion of necessary improvements (e.g., roads, utilities) within a specified timeframe and in compliance with regulatory standards.
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Commercial Miscellaneous Bonds

Commercial Miscellaneous Bonds

These bonds cover a wide range of obligations that do not fit into standard categories, applying to both private and public needs.
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General Liability Insurance

General Liability Insurance

General Liability protects your assets in case of injury, property damage, third-party accidents, or client lawsuits.
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Washington Contractor Licensing Bond Classifications

Washington State has two types of contractor license classifications: general contractors and specialty contractors.

General Contractors

Applies to many job categories and is appropriate for businesses that plan to demolish, build, repair, or remodel. GCs can hire subcontractors.

Specialty Contractors

For specialty contractors in Washington who work only within their designated specialty and typically cannot hire subcontractors to perform tasks outside this specialty. Contractors working in fields like plumbing, electrical, and asbestos need to meet extra education, examination, and licensing requirements.

Download our How-to Guide on how to become a Licensed Contractor in Washington

Washington Contractor License Guide
Washington Contractor Bonding and Insurance for Businesses Across the State

Washington Contractor Bonding and Insurance for Businesses Across the State

CCIS offers Washington contractor bonding and insurance throughout the state - from Spokane to Seattle and everywhere in between. Contractors count on us for prompt, reliable service that keeps projects moving.

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Frequently Asked Questions About Washington Contractor Bonds

Understanding the bonding and insurance requirements for contractors in Washington can be challenging. Below are common questions to help clarify the process and support compliance with state regulations. CCIS also helps contractors secure Washington State contractor insurance, including general liability and workers' compensation coverage tailored to meet L&I requirements.

What is the difference between a contractor license bond and a contract bond in Washington?

A general contractor bond in Washington is required by the Washington State Department of Labor & Industries to ensure contractors follow state laws and licensing rules. On the other hand, contract bonds—such as performance or payment bonds—are specific to individual projects and protect project owners by guaranteeing the contractor will meet their contractual obligations.

Do out-of-state contractors need to post a bond in Washington?

Yes, out-of-state contractors performing work in Washington must comply with the state's bonding requirements. This includes securing the appropriate general contractor bond in Washington to obtain or maintain a valid contractor license.

Can I use a cash deposit instead of a surety bond in Washington?

Yes, Washington allows contractors to provide a cash deposit as an alternative to a surety bond. However, this method ties up funds and may not offer the same flexibility as a traditional bond. Most contractors choose to work with a surety provider for convenience and efficiency.

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Fast, Reliable Washington Contractor License Bond

At CCIS, we help Washington contractors secure the bonds and insurance they need - quickly and with minimal hassle. Our team understands the state's requirements and is committed to delivering efficient, dependable service. From general contractor bonds to comprehensive Washington State contractor insurance, we make the process simple and straightforward.
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